International Bank of Azerbaijan decreases tariffs on ElKart

International Bank of Azerbaijan decreases tariffs on ElKart

Baku, Azerbaijan, May 16
Trend:

The International Bank of Azerbaijan (IBA) made more favorable conditions on "ElKart" impersonal credit card, the bank said May 16.

Bank significantly decreased tariffs on "ElKart", which allows payment in installments. Loan interest rate for "ElKart" decreased from 36 percent to 22 percent. Commission fee for cash withdrawals decreased from 3 percent to 1 percent. If before loan fee was 2 percent of the loan amount, now it is decreased to 20 manat for all loans.

The maximum term of loan is two years and the card is valid for six years. "ElKart"-holder can take loans for amount from 500 manat up to 5,000 manat. "ElKart" opens access for payment transactions in hundreds of trade and service points, which are partners of the IBA, and gives different benefits to its holders, who can also participate in various campaigns.

First "ElKart" was emitted in 2014. "ElKart" was the first card supporting VISA PayWave and MasterCard PayPass contactless payment services. It allows making payments without swiping the card through the POS-terminal. Also, the card is subscribed to the SMS Notification service free of charge. More information on: www.elcard.az.

For more information on products and services of the IBA, please visit the official website www.ibar.az, any of 35 branches and 43 sub branches of the bank, or call the Information Center by number (012) 937 and *2265.

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