Yelo Bank has maintained stable financial results and sustainable growth dynamics in the first quarter of 2025. By the end of the period, the bank achieved a net profit of 11.2 million manat.
The total loan portfolio increased by 158 million manat compared to the same period last year, exceeding 960 million manat. Financing the real sector, which remains one of the main pillars of the Bank's business strategy, continued to be a priority this quarter. The portfolio of loans allocated to micro, small, and medium-sized enterprises reached 605 million manat, marking an 18% increase compared to the same period last year.
The consumer loan portfolio for the reporting period amounted to 355 million manat, reflecting a 22% growth compared to the same period last year. A significant increase in digital channel usage has been observed: 47% of the growth in the consumer portfolio and 76.2% of the sales came through digital channels.
The deposit portfolio exceeded 913 million manat, with the majority of the increase attributed to individual deposits. This reflects the long-term trust and financial partnership between the bank and its customers.
Interest income also saw an increase, reaching 40.8 million manat.
The capital position remains strong: the Bank’s total capital for the reporting period amounted to 159 million manat, 109 million manat more than the regulatory requirement. The total capital adequacy ratio stands at 14%, and the tier 1 capital adequacy ratio is 10.77%, both of which exceed the required norms. As of the end of the quarter, the bank's assets totaled 1 billion 260.8 million manat.
Yelo Bank continues to strengthen its market position with its
sustainable development strategy and customer-focused approach.
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