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Azerbaijani Unibank Presents "Diamond Deposit" Lottery

Business Materials 10 April 2008 14:10

Azerbaijan, Baku, 10 April / Trend / Unibank has presented a new lottery scheme entitled "the Diamond Deposit".

Each month Unibank customers will have a chance to win 3 diamonds. Every AZN/USD/EUR 1,000 deposited has a chance of winning. The greater the deposit, the higher the chances of winning!

This lottery will be for a period of one year beginning from April 2008 to March 2009. During this period Unibank will raffle three diamonds of 0.3 carats each month. The 12th raffle will coincide with the Novruz Bayram in March 2009. All the diamonds are certified appropriately with their quality (weight, colour, clarity and cutting) indicated. Bank customers who already have deposits prior to the beginning of the lottery are eligible to participate.

The winners will be determined by computer randomly under the control of independent monitors, and will be notified of their winnings within three banking days after the lottery. Announcements will be published at the end of the lottery

UNIBANK'S DEPOSITS

All the interest rates are given in annual values.

"Term" Deposit:

Term of Deposit Accrued Interest
Paid Monthly Paid Semi-Annually Paid Annually Paid on Maturity
AZN USD EUR AZN USD EUR AZN USD EUR AZN USD EUR
6 months 11% 12% - - - - - - - 11.3% 12.3% -
12 months 12.5% 13.5% 9% 13% 14.5% 9.2% - - - 13.2% 15% 9.4%
18 months 13% 14% 9% 13.6% 14.6% 9.2% - - - 14.3% 15.5% 9.6%
24 months 13.5% 14.5% 9% 14.2 15.2% 9.2% 14.4% 15.5% 9.4% 15.4% 16.7% 9.8%

The plastic cards classes depending on the Term Deposit amount:

Term of Deposit Accrued Interest
Paid Monthly Paid Semi-Annually Paid Annually Paid on Maturity
AZN USD EUR AZN USD EUR AZN USD EUR AZN USD EUR
6 months 11% 12% - - - - - - - 11.3% 12.3% -
12 months 12.5% 13.5% 9% 13% 14.5% 9.2% - - - 13.2% 15% 9.4%
18 months 13% 14% 9% 13.6% 14.6% 9.2% - - - 14.3% 15.5% 9.6%
24 months 13.5% 14.5% 9% 14.2 15.2% 9.2% 14.4% 15.5% 9.4% 15.4% 16.7% 9.8%
Amount of Deposit in AZN/USD/EUR Plastic Card
1000-5000 Visa Electron or MC Maestro
5000-20000 Visa Classic or MC Standard
20000-50000 Visa Gold or MC Gold
Over 50000 Visa Platinum or MC Platinum

"Progressive" Deposit:

Term of Deposit Accrued Interest
Paid Monthly Paid Semi-Annually Paid Annually Paid on Maturity
AZN USD EUR AZN USD EUR AZN USD EUR AZN USD EUR
6 months 11% 12% - - - - - - - 11.3% 12.3% -
12 months 12.5% 13.5% 9% 13% 14.5% 9.2% - - - 13.2% 15% 9.4%
18 months 13% 14% 9% 13.6% 14.6% 9.2% - - - 14.3% 15.5% 9.6%
24 months 13.5% 14.5% 9% 14.2 15.2% 9.2% 14.4% 15.5% 9.4% 15.4% 16.7% 9.8%
Amount of Deposit in AZN/USD/EUR Plastic Card
1000-5000 Visa Electron or MC Maestro
5000-20000 Visa Classic or MC Standard
20000-50000 Visa Gold or MC Gold
Over 50000 Visa Platinum or MC Platinum
Term of Deposit AZN USD EUR
to 3 months 6% 6% -
3 to 6 months 7% 8% 5%
6 to 9 months 9% 10% 6%
9 to 12 months 10% 11% 7%
12 months 13% 14% 9%

"Accumulation" Deposit:

Term of Deposit Accrued Interest
Paid Monthly Paid Semi-Annually Paid Annually Paid on Maturity
AZN USD EUR AZN USD EUR AZN USD EUR AZN USD EUR
6 months 11% 12% - - - - - - - 11.3% 12.3% -
12 months 12.5% 13.5% 9% 13% 14.5% 9.2% - - - 13.2% 15% 9.4%
18 months 13% 14% 9% 13.6% 14.6% 9.2% - - - 14.3% 15.5% 9.6%
24 months 13.5% 14.5% 9% 14.2 15.2% 9.2% 14.4% 15.5% 9.4% 15.4% 16.7% 9.8%
Amount of Deposit in AZN/USD/EUR Plastic Card
1000-5000 Visa Electron or MC Maestro
5000-20000 Visa Classic or MC Standard
20000-50000 Visa Gold or MC Gold
Over 50000 Visa Platinum or MC Platinum
Term of Deposit AZN USD EUR
to 3 months 6% 6% -
3 to 6 months 7% 8% 5%
6 to 9 months 9% 10% 6%
9 to 12 months 10% 11% 7%
12 months 13% 14% 9%
AZN USD EUR
11%+2% bonus 12.5%+2% bonus 8%+2% bonus

The 2% bonus is payable in the event that you supplement your initial deposit instalment on a monthly basis, in which case the rate of interest on your deposit will be recalculated to equal 13% (for AZN deposits), 10% (for EUR deposits) or 14.5% (for USD deposits)

The correspondent can be contacted at: [email protected]

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