Azerbaijan, Baku, July 16 /Trend A.Hasanov/
Assets of Azerbaijani AtraBank totaled 62.75 million manat on July 1, 2012, increasing by 0.4 percent from the beginning of the year, and by 12 per cent compared to the same period in 2011, the bank told Trend on Monday.
Deposit portfolio totaled 21.53 million manat for the reporting period of 2012, increasing by 12.3 percent since the beginning of this year and by 1.6 times - compared to the same period in 2011.
Bank's loan portfolio amounted to 46.48 million manat, increasing by 2.7 percent during the first half of the year, including loans to individuals - 42.64 million manat (with growth of 2.8 percent).
The total expenditures of the bank amounted to 3.75 manat on July 1, income - 4.02 million manat, and net profit - 262.7 thousand manat.
The authorized capital of the bank stood at 10.42 million manat within six months of 2012, total capital increased by 3.3 percent since the beginning of 2012 and amounted to 11.63 million manat.
The number of active cards amounted to 10,924 on July 1 this year, increasing by 33.5 percent compared to the beginning of 2012, the number of POS-terminals reached 79 (an increase of 2.4 times), the number of ATMs - 13.
The Bank's strategy includes providing maximum stability and efficiency of the banking business, the interests of creditors and depositors. The bank also intends to focus on making progress in the short-term loan products in each client segment in case of the "long" resource deficit.
AtraBank was established in December 1992. The main activities of the bank are the development of agricultural, textile, oil and other industries.
Official exchange rate on July 16 is 0.7855 AZN/USD