Number of appeals to Azerbaijani credit register ups by over 45%

Baku, Azerbaijan, Oct. 4

By Azad Hasanli - Trend:

The centralised credit register service under the Central Bank of Azerbaijan received 286 404 appeals in August, 2014 the official website of the CBA reported.

Compared to the same period in 2013 (196 204 appeals), the number of appeals to the service has increased by 45, 97 percent.

The register received 279 917 inquiries from the banks in August (a 42, 99 percent increase for a year). About 6487 customers applied to obtain their own credit reports.

As of late August, there were 2 194 966 borrowers having information in the credit registry. The total number of credit data made up 8 117 093. Of the total number of borrowers natural persons amount to 2 165 547, enterprise entities amount to 18 835, and legal entities make up 10 584. The highest increase is among the borrowers comprising of the natural persons - a 19, 8 percent increase. The data on enterprise entities increased by 17, 5 percent, and the legal entities growth made up 10, 4 percent.

The number of data on guarantors available in the registry was 1 035 622.

The centralised credit register service began operating since March 2005. At present, some 43 of 44 banks operating in the country, as well as 37 non-bank credit organizations are connected to the registry.

The tariff for a single query on an individual is 1.1 AZN, a legal entity - 2 AZN. Credit registry does not pursue commercial objectives. Tariffs were imposed to cover administrative costs.

The official exchange rate on Oct.4 is 0,7844 AZN/USD.

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