The quality of the bank loan portfolio is slowly improving. There is a high proportion of bad loans, which puts pressure on the loan portfolio, the Kazakh National Bank reported.
About 35 percent of banks expect any improvement in the quality of the loan portfolio. About 51 percent of respondents predict that the quality will remain unchanged. Roughly 13 percent of banks think the quality of the loan portfolio will decrease.
The prolongation of the total term and the payment schedule change.
The non-use penalties are the most commonly used measures when dealing with problematic loans.
The banks will continue to work actively to expand the deposit base and to attract creditworthy borrowers in the third quarter.